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Monthly Archives: January 2020

Sewage

Sewage Backups: Do You Have Insurance Coverage?

By Velasquez & Associates |

When we talk about damage to property and the kind of losses that lead to homeowner’s insurance claims, we often talk about wind, storms, or water leakage (and sometimes even damage by wild animals). But there’s an even more repulsive form of damage: backed up sewage. You would think that most insurance companies would… Read More »

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Criminal Activity Can Lead to Personal Injury Claims

By Velasquez & Associates |

When someone is a victim of criminal activity, we know—or at least hope—that the criminal justice system will bring the wrongdoer to justice. As a victim, you may expect the wrongdoer to go to jail (or worse). However, simply putting someone who commits a crime in jail does little to help the family that… Read More »

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Dealing With the Insurance Company’s Adjuster

By Velasquez & Associates |

If you have a property damage claim, sooner or later, an adjuster from the insurance company will come to your house to look over your property and evaluate your damage. On one hand, you may not realize the importance of this step, so you may not be concerned at all. On the other hand,… Read More »

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Does Your Homeowners’ Insurance Company Owe You Interest?

By Velasquez & Associates |

You probably think of interest as something that you pay to a lender, or that someone pays to you when they borrow your money. Interest has to do with car loans, mortgages, or credit cards, among other borrower-creditor relationships. It may surprise you to know that your homeowners’ insurance company could end up owing… Read More »

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Bail

Cash Bail System is Under Attack

By Velasquez & Associates |

The right to post bail in order to free someone from being detained while they await trial is a fundamental right of all Americans. Bail is written in our constitution. It has also become part of our culture, with bail hearings and bondsmen taking center stage in movies and TV. But the system of… Read More »

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