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Monthly Archives: March 2020

Legal17

What if an Insured Repair Can’t be Done Because of a Non-Insured Condition?

By Velasquez & Associates |

A property insurance policy is not a maintenance contract. It is not designed to refurbish things that get old, or to fix rot, erosion, or wear and tear, which is why these items are specifically excluded from almost every type of policy. However, there is a problem that occurs that can be very frustrating… Read More »

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Legal12

Squirrel Causes Damage to a Home: Would You be Covered?

By Velasquez & Associates |

It’s not often that homeowners’ insurance topics make news, but when they do, it’s usually because something odd, bizarre, or weird happened. Such is the case very recently, when a family’s home was destroyed not by flood, sewage backup, hurricane or tornado…but by an invading squirrel. Squirrel Tears up Home The incident happened while… Read More »

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Tips

Tipped Employees: Are You Being Paid Fairly?

By Velasquez & Associates |

You may already be aware that federal law requires most workers be paid for every hour that they work, and to be paid extra for working overtime. However, that rule applies a little bit differently if you are a worker that gets tips. If you are a worker that gets tips, you may be… Read More »

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CrimDef9

Police Need a Warrant to Use a Stingray Location Tracking Device

By Velasquez & Associates |

The law has caught up to technology when it comes to cell phones, and our constitutional rights to privacy in the data and information contained in our cell phones. When law enforcement stops us, they cannot search cell phones, unless they have a legally recognized exception, the same way that they would need to… Read More »

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PTSD

Obtaining Damages for PTSD

By Velasquez & Associates |

If you are in an accident, you may immediately be considering only your physical damages. Certainly, physical damages are important and you deserve compensation for them if they are caused by someone else. But what about mental and emotional damages, specifically, what about post traumatic stress disorder (PTSD). Do you have PTSD, and if… Read More »

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