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Commercial Insurance Claims

Velasquez & Associates, P.A. Attorneys at Law are experienced commercial property damage insurance claim attorneys who will represent you in dealing with your insurance company at every stage of the insurance claim process. When your business or commercial property is damaged, you can’t wait to make necessary repairs and return your property to profitability. We can set your claim up for success by initially reporting the claim on your behalf. Claims are processed faster when the insurance companies are aware that the policyholder is represented by an attorney. Unfortunately, Insurance companies often deny or underpay property damage claims. Our attorneys are experienced in dealing with the insurance companies in presenting your property damage claim. We will gather the necessary documentation and evidence and hire the appropriate experts to ensure that your amount of recovery is maximized so that you can make the necessary repairs to your business. If you experienced damage to your commercial property in Miami, then call us today for a free consultation at 786-776-0130.

What types of Miami commercial property damage insurance claims do you handle?

Our comprehensive property damage insurance claims practice handles all types of commercial insurance claims in Miami. Call Velasquez & Associates for help with any of the following types of property damage claims:

  • Commercial property and casualty claims
  • Natural disaster
  • Fire
  • Theft or crime
  • Damaged property
  • Lost property
  • Loss of business
  • Inland marine, marine and maritime claims

We help commercial property owners, renters, and tenants obtain the benefits in their policy for many types of claims and losses, including:

  • Business interruption
  • Costs to repair, rebuild, or get back up to code
  • Loss of rental income
  • Loss of customers
  • Government closures
  • Temporary relocation expenses
  • Costs to fix or replace machinery and equipment
  • Debris removal

How are commercial claims different from residential claims?

At Velasquez & Associates, our firm is experienced in handling both commercial insurance and residential insurance claims. One of the most important differences between the two types of claims is simply the size of the claim. When dealing with commercial property such as hotels, shopping centers, factories and distribution centers, a claim for damaged or destroyed property is exponentially many times greater than the average residential property claim. These claims are often so high that the insurance company makes a business decision that it would rather litigate the claim than pay what it owes. Commercial insurance claims are therefore more likely to be denied or underpaid. Commercial property owners also often face unreasonable and interminable delays from the insurance company in processing their claim.

Another important distinction between residential and commercial claims is that a homeowner can generally find temporary living quarters without too much difficulty while a home is being repaired. The same cannot always be said for a commercial property, and finding temporary quarters is not always possible. As a business owner, you have responsibilities to your employees, your customers and shareholders, if applicable. You’ve got to meet payroll and stay in production to keep the business going, and also to generate cash flow and living expenses for the business owner. You can’t afford to have your claim denied or unreasonably delayed.

Time is of the essence in any property damage insurance claim, but in the case of many commercial insurance claims, getting a timely response is absolutely essential. At Velasquez & Associates, we’ll go to work right away to resolve your claim as efficiently and effectively as possible.

Professional Legal Help with Miami Commercial Insurance Claims

For help with a commercial insurance claim in Miami, call Velasquez & Associates at 786-776-0130. Your initial consultation is free, and we’ll only charge a fee if we recover for you.

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