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Claims4

Post-Loss Obligations Can’t be Ignored by Homeowners

By Velasquez & Associates |

Whenever you have a claim for damage to your property, your insurance contract will have detailed instructions on what your obligations are after the loss. Complying with these post-loss responsibilities is important. Failing to do so can be seen as a violation of your insurance contract, and the insurance company can deny coverage for… Read More »

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Legal14

Why Your Homeowners’ Insurance Check Has Your Mortgage Lender’s Name on it

By Velasquez & Associates |

You have damage to your home, and it looks like your homeowners’ insurance property damage claim is going OK. The property damage adjuster is out at your property, and says that your loss is covered (or at least, that it seems to be upon first inspection). Your insurance company says that it is sending… Read More »

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PropInsurance2

Can Your Private Adjuster Also be Your Appraiser in Your Insurance Claim Dispute?

By Velasquez & Associates |

In many cases, disputes arise in property damage cases as to what the value of the homeowner’s loss actually is. The homeowner and the insurer can argue about it, but value can be a subjective term, and can be based on a number of factors. That’s why in most cases, if there is a… Read More »

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Legal5

Privacy Laws Can Make it Hard to Get Records of Prior Accidents

By Velasquez & Associates |

Pretend for a moment that a loved one has been injured by the malpractice of a doctor, or by the carelessness or abuse of a nursing home. It is now on you to prove your case that the Defendant (the doctor, medical provider, or nursing home) did something wrong. Of course, the focus of… Read More »

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Immig7

Immigrants Are Put at Risk As Immigration Courts Remain Open

By Velasquez & Associates |

For the last few months, it seems like the entire world has shut down because of COVID-19. Those shutdowns include court systems. Some courts have held hearings by phone, but for the most part, any type of hearing or trial that is not essential, was put on hold. That is, other than immigration courts,… Read More »

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Coronavirus2

Does Property or Business Insurance Cover Coronavirus Claims?

By Velasquez & Associates |

As the coronavirus spreads throughout the nation, many people are going to find their households or businesses affected by the disease or events related to it. Can you make a property insurance claim or a business interruption insurance claim for your property being infected with the coronavirus (or any disease)? New Laws Will Have… Read More »

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Lit2

Jurisdiction: What is it and Should You be Concerned About It?

By Velasquez & Associates |

If you were harmed in Florida, whether it be by being injured, or a business related civil case such as breach of contract, you may just assume that because you live in Florida, and were harmed in Florida, that you can sue in Florida. But it’s not that simple. In order to sue a… Read More »

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Foreclosure6

CARES Act Gives Some Relief to Homeowners in Foreclosure

By Velasquez & Associates |

Government help in the Coronavirus crisis isn’t just coming in the form of checks. It’s also coming in the form of relief for mortgage borrowers and renters. With provisions similar to those that were implemented after the 2008 housing crisis, these new laws—called the CARES act—can be powerful tools to help borrowers in need… Read More »

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Claims2

Insurance Claims for Theft Can Be Difficult to Prove

By Velasquez & Associates |

When we think of homeowner’s insurance claims, it is often damage to property caused by sinkholes, wind, leaks, or other non-human forces that come to mind. This is justifiable, because these are the causes of most homeowner’s insurance claims. But many insurance policies also cover theft, which makes such coverage the one kind of… Read More »

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Courtroom

What is an Examination Under Oath?

By Velasquez & Associates |

You have damage to your property, and you contact your insurance company. They seem ready to help you, and they appear to understand your problem. All they want is for you to take what is known as an examination under oath (EUO). You don’t know what that is, but the words “under oath” tend… Read More »

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