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InjuryAccident

Understanding Differences Between Florida’s Wrongful Death And Survivor’s Statutes

By Velasquez & Associates |

When someone dies as a result of an accident, Florida allows the family and survivors to file what is known as a Wrongful Death lawsuit. But Florida also allows a survival action to be filed, which can also be filed when there is a death following an accident. What’s the difference between these two… Read More »

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PropInsurance2

What Are Those Lettered Coverages In Your Insurance Policy?

By Velasquez & Associates |

If you read this blog, you know that there is one popular refrain: Read your homeowners insurance policy, and ask questions about it, as every policy can be slightly different. But there are at least some things that tend to be somewhat uniform in the world of insurance policies. One such commonality are all… Read More »

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StormDamage2

Multiple Causes Of Damage After A Storm: What Is And What Is Not Covered?

By Velasquez & Associates |

Let’s assume that a hurricane or tropical storm comes through Florida-not an unusual occurrence. The storm causes your property damage. Certainly damage caused by a hurricane is covered, right? Well, you may be surprised to know that many insurance companies don‘t cover “hurricanes.” Rather, they cover the elements of a hurricane individually. Causes of… Read More »

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Steps To Becoming A US Citizen

By Velasquez & Associates |

For many immigrants, the ultimate goal is to become a United States citizen. But the path to citizenship can be long and confusing. Here are some basic steps to help you understand the process towards becoming a full United States citizen. Basic Requirements To be a U.S. Citizen, you must first hold a green… Read More »

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Discrimination

Is Discrimination On The Basis Of Culture Allowed In The Workplace?

By Velasquez & Associates |

Is it possible for an employer to discriminate on the basis of culture? In other words, can an employer legally discriminate not on the basis of race, but on the basis of a style, characteristic, or personal choice that is closely associated with a given race, religion or gender? Woman is Fired Because of… Read More »

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DamagesClaim

Using Experts In Homeowner’s Insurance Cases

By Velasquez & Associates |

It is very common in homeowner’s insurance cases for there to be a dispute about something that requires expert testimony. Experts are common in dispute cases, but knowing which expert to use, and whether your expert’s testimony will even be admissible at all, are key things to think about before retaining an expert witness…. Read More »

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WaterLeak

Water Leaks: Be Wary Of Late Notice, And Fixing Things Too Early

By Velasquez & Associates |

We have previously written about the requirement to provide timely notice to your insurance carrier of any actual or possible losses or claims. And most of us, faced with damage to our property, would immediately call our insurance company, whether because we need immediate help, or because we’re all aware that our insurance contracts… Read More »

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CrimLegal

Vehicle Black Boxes: Does The 4th Amendment Apply?

By Velasquez & Associates |

The 4th Amendment is about as old as the country itself. Yet, it seems that every day, there are new cases that come up, as courts try to square our constitution with new innovations in technology. What Are Black Boxes? This time the legal issue relates to black boxes. You may have heard of… Read More »

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Negligence

Sovereign Immunity: Suing the Government for Negligence

By Velasquez & Associates |

We all know that we have the right to sue the government. But we take for granted that this has always been the case. In fact, historically, it has not, and because of that, suing a government entity has some hurdles that injury victims should be aware of. The History of Sovereign Immunity Historically,… Read More »

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ProperIns

Are Appraisals Necessary When the Insurance Company Partially Denies Claims?

By Velasquez & Associates |

Almost every homeowner insurance policy has some provision that allows a homeowners insurance company to try to avoid court in the event of a dispute. Usually, this kind of avoidance is done through appraisal. The standard policy will say that if the insurance company denies the claim, the homeowner can (or must) submit to… Read More »

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