Author Archives: Jay Butchko
Dealing With the Insurance Company’s Adjuster
If you have a property damage claim, sooner or later, an adjuster from the insurance company will come to your house to look over your property and evaluate your damage. On one hand, you may not realize the importance of this step, so you may not be concerned at all. On the other hand,… Read More »
Does Your Homeowners’ Insurance Company Owe You Interest?
You probably think of interest as something that you pay to a lender, or that someone pays to you when they borrow your money. Interest has to do with car loans, mortgages, or credit cards, among other borrower-creditor relationships. It may surprise you to know that your homeowners’ insurance company could end up owing… Read More »
Cash Bail System is Under Attack
The right to post bail in order to free someone from being detained while they await trial is a fundamental right of all Americans. Bail is written in our constitution. It has also become part of our culture, with bail hearings and bondsmen taking center stage in movies and TV. But the system of… Read More »
Having an Immigration Attorney Makes a Huge Difference
We have learned since grade school about the fundamental right to have an attorney by our side when we are presented with the possible loss of life or liberty. Many people think this right applies in all cases when people’s fundamental rights are threatened by the government, but in fact, there is one area… Read More »
The Problem With Matching in Homeowners’ Insurance Cases
Sometimes property is totally and catastrophically destroyed, such as after a major hurricane. Other times, there may be damage to a large part of your property, but not all of it—for example, a flood that ruins the flooring on 75% of the surface area of your home. Although you are always better off sustaining… Read More »
What is Reasonable Suspicion?
The law is clear and established under our constitution: a police officer cannot stop you and hold you unless the officer has what is known as “reasonable suspicion” that a crime has been committed, or that you have broken a law. What is Reasonable Suspicion? Reasonable suspicion is the first step before getting to… Read More »
Wrongful Death Suit Filed Against Best Buy
Whenever we do business with a large retailer, especially one that has a physical store as opposed to being online, there is a sense of security. The assumption is that the business has been around for a long time, and only uses reputable employees and contractors. Surely, a large store can be trusted a… Read More »
Homeowners’ Insurance Claims Files Are Important, but Tough to Obtain
When a lawsuit is filed, both sides have the opportunity to get the facts of the other side’s case. This includes being able to obtain documents that the other side will use to assert claims, or put up defenses. When it comes to lawsuits against homeowners’ insurance companies, the claims file for the adjusters… Read More »
How Will You Pay Your Attorney in a Homeowners’ Insurance Claim Case?
Let’s imagine that something bad happens to your home. Your roof sustains damage after a storm, or your floors flood after a burst pipe, or your home sustains any other kind of damage that requires making a claim on your homeowners’ insurance policy. You make your claim, but the insurance company either denies coverage,… Read More »
What is Asylum and Who Qualifies for Asylum?
With all the news about immigration today, there is more and more talk about people seeking asylum. But what is asylum, and who qualifies for it? Who Qualifies People who are seeking asylum are not simply coming to this country for more money, or a more comfortable life, although those are still valid reasons… Read More »